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09 August 2007


C. Zorn

Also, Bruce Weinberg (OSU Economics) has done some fascinating work in this area; see his homepage, or http://www.innovationcreativityscience.net/ .

Katie Porter

Another recent paper on the "empirics of age" is "The Age of Reason: Financial Decisions Over the Lifecycle" by Sumit Agarwal, John Driscoll, Xavier Gabaix, and David Laibson. They find pronounced U-shaped age effects in the incidence of financial "mistakes" such as paying credit card late fees, or making suboptimal balance transfer decisions and conclude that for complex financial products like credit cards, decisionmaking peaks in the late 40s/early 50s. The paper is available at http://ssrn.com/abstract=973790

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